Home Trust Preferred Visa 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Home Trust Preferred Visa4.6/5

Home Trust

Annual fee
CA$0
Rewards rate
1%-1%
Welcome Bonus
N/A
Apply Now →on Home Trust's website

  • 1%Cash back on all eligible purchases

Welcome Bonus:

N/A

Reward Rate:

Earn 1% cash back on all eligible purchases.

The standout feature here is the Home Trust Preferred Visa's lack of an annual fee combined with its straightforward 1% cash back on all purchases. This card is ideal for those seeking a simple rewards card without the complexities of tiered rewards.

Pros:

  • No annual fee
  • No foreign transaction fees

Cons:

  • Low cash back rate
  • Limited rewards structure
Apply now →

The Home Trust Preferred Visa is well-suited for individuals looking for a no-annual-fee credit card that offers a straightforward rewards structure, providing 1% cash back on all purchases without the need to navigate tiered reward systems. This simplicity makes it particularly appealing to those who prefer a hassle-free approach to earning rewards.

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