Home Trust Preferred Visa 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer
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Home Trust Preferred Visa4.6/5

Home Trust

Annual fee
CA$0
Rewards rate
1%-1%
Welcome Bonus
N/A
Apply Now →on Home Trust's website

  • 1%Cash back on all eligible purchases

Welcome Bonus:

N/A

Reward Rate:

Earn 1% cash back on eligible domestic purchases in Canadian dollars with no annual cap.

The Home Trust Preferred Visa shines for its straightforward cash back offering of 1% on all eligible purchases, making it a reliable choice for those who prefer simplicity without the burden of an annual fee. Its lack of foreign transaction fees is an added bonus for international travelers.

Pros:

  • No annual fee
  • 1% cash back on all purchases

Cons:

  • Limited rewards structure
  • No premium perks
Apply now →

The Home Trust Preferred Visa is an excellent option for individuals seeking a no-annual-fee credit card with a straightforward cash back structure, particularly those who value simplicity in their spending. Additionally, its absence of foreign transaction fees makes it suitable for frequent travelers looking to save on international purchases.

Frequently Asked Questions

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