Scotiabank Gold American Express Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Scotiabank Gold American Express Card4.0/5

Scotiabank

Annual fee
CA$120
Rewards rate
6%-1%
Welcome Bonus
45,000 bonus Scene+ points
Apply Now →on Scotiabank's website

  • 6Scene+ points on groceries, dining, and entertainment
  • 5Scene+ points on gas and transit
  • 1Scene+ points on all other purchases

Welcome Bonus:

25,000 points for spending $2,000 in the first three months and 20,000 points for an additional $7,500 in the first year.

Reward Rate:

Earn up to 6 Scene+ points on groceries, dining, entertainment, gas, transit, and streaming, plus 1x on other spending.

This card shines for its high rewards on everyday spending categories, making it a top choice for those who frequently shop for groceries and dine out.

Pros:

  • High rewards on everyday spending
  • No foreign transaction fees

Cons:

  • Annual fee applies
  • Limited to American Express acceptance
Apply now →

The Scotiabank Gold American Express Card is well-suited for individuals who prioritize earning rewards on everyday expenditures, particularly in grocery and dining categories. With its substantial welcome bonus and competitive reward rate, this card may appeal to those who can effectively leverage these benefits to offset the annual fee.

Frequently Asked Questions