Scotiabank Gold American Express® Card 2026 Review

Annual fee
CA$120
Rewards rate
6%-1%
Welcome Bonus
50,000 Scene+ points
Apply Now →on Scotiabank's website

  • 6%Scene+ points at Sobeys, Safeway, FreshCo and more
  • 5%Scene+ points on groceries

Welcome Bonus:

Earn up to 50,000 bonus Scene+ points (valued at up to $500), available for accounts opened by November 1, 2026.

Reward Rate:

Earn 6 Scene+ points per $1 spent at Sobeys, Safeway, FreshCo and more; 5 Scene+ points per $1 spent on groceries.

The Scotiabank Gold American Express® Card stands out as the top choice because of its exceptional rewards structure, offering 6 Scene+ points per dollar spent at select grocery stores, making it ideal for frequent shoppers. Additionally, the card has no foreign transaction fees, enhancing its value for travelers.

Pros:

  • High rewards on grocery and dining
  • No foreign transaction fees

Cons:

  • Annual fee of CA$120
  • Limited to specific grocery stores for high rewards
Apply now →

The Scotiabank Gold American Express® Card is particularly suitable for individuals who frequently shop at grocery stores and those who travel internationally, as it offers a robust rewards structure and eliminates foreign transaction fees. With its annual fee and welcome bonus, it may appeal to those looking to maximize their rewards on everyday purchases and travel expenses.

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