Scotiabank Gold American Express Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Scotiabank Gold American Express Card4.0/5

Scotiabank

Annual fee
CA$120
Rewards rate
6%-1%
Welcome Bonus
50,000 Scene+ points
Apply Now →on Scotiabank's website

  • 6%Cash back on groceries
  • 5%Cash back on dining
  • 1%Cash back on all other purchases

Welcome Bonus:

The Scotiabank Gold American Express offers up to 50,000 bonus Scene+ points and a suite of accelerated rewards.

Reward Rate:

Earn 6x Scene+ points on groceries, 5x on dining, and 1x on all other purchases.

This card is the best option for those who frequently spend on groceries and dining, as it offers one of the highest rewards rates in these categories. With no foreign transaction fees, it also appeals to travelers looking to maximize their rewards.

Pros:

  • High rewards on groceries and dining
  • No foreign transaction fees

Cons:

  • Annual fee may be a deterrent
  • Requires good credit for approval
Apply now →

The Scotiabank Gold American Express Card is particularly suitable for individuals who often spend on groceries and dining, benefiting from its high rewards rate in these categories. Additionally, the absence of foreign transaction fees makes it a strong choice for frequent travelers seeking to enhance their rewards potential.

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