Scotiabank Gold American Express Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer
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Scotiabank Gold American Express Card4.9/5

Scotiabank

Annual fee
CA$120
Rewards rate
5%-1%
Welcome Bonus
CA$950
Apply Now →on Scotiabank's website

  • 5%Scene+ points on groceries & dining
  • 3%Scene+ points on gas & transit
  • 1%Scene+ points on all other purchases

Welcome Bonus:

Earn up to $950 in welcome offers, first year rewards and savings value, including up to 50,000 bonus Scene+ points.

Reward Rate:

Earn 5x Scene+ points on groceries & dining, 3x on gas & transit, 1x elsewhere.

The Scotiabank Gold American Express Card stands out as the top choice because it offers exceptional rewards on everyday spending categories like groceries and dining, making it ideal for those who frequently shop in these areas.

Pros:

  • No foreign transaction fees
  • High rewards on groceries and dining

Cons:

  • Annual fee of CA$120
  • Limited to Scene+ points redemption
Apply now →

The Scotiabank Gold American Express Card is particularly suitable for individuals who often spend on groceries and dining, as it provides high reward rates in these categories. With a substantial welcome bonus and a manageable annual fee, this card can be a valuable option for those looking to maximize their everyday spending rewards.

Frequently Asked Questions

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