CIBC No Annual Fee Cash Back Card 2026 Review

Annual fee
CA$0
Rewards rate
2%-0.5%
Welcome Bonus
CA$100 to CA$150
Apply Now →on CIBC's website

  • 2%Cash back on groceries
  • 1%Cash back on eligible gas, EV charging, dining, transportation, and recurring bills
  • 0.5%Cash back on all other purchases

Welcome Bonus:

Join and earn up to $100 to $150 in value depending on the promotional offer available at the time of application.

Reward Rate:

Earn 2% cash back on groceries, 1% cash back on eligible gas, EV charging, dining, transportation, and recurring bills, and 0.5% on all other purchases.

The CIBC No Annual Fee Cash Back Card is a reliable choice for everyday spending, offering tiered cash back rewards without the burden of an annual fee.

Pros:

  • No annual fee
  • Tiered cash back rewards

Cons:

  • Limited to specific categories for higher rewards
  • Lower cash back on non-bonus categories
Apply now →

The CIBC No Annual Fee Cash Back Card is well-suited for individuals seeking a straightforward cash back option for their daily expenditures without the commitment of an annual fee. Its tiered rewards structure makes it particularly beneficial for those who want to earn cash back on regular purchases while maintaining cost-effectiveness.

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