Cheapest Home Warranty
Discover 3 deals available this month.
1.Liberty Home Guard
Liberty Home Guard offers customizable home warranty plans with basic coverage starting around $24 to $29 per month in 2026. Their services are available nationwide across the United States.
View Deal →Liberty Home Guard stands out for budget-conscious homeowners wanting flexible, low-cost coverage options without sacrificing nationwide availability. Their entry-level pricing is among the most affordable in the market.
Pros:
- Basic plans start as low as $24–$29 per month
- Customizable coverage to fit different needs and budgets
- Available across all U.S. states
Cons:
- Lower cost plans may offer limited coverage
- Fewer premium plan options compared to some competitors
- Limited information on service fees or additional charges
2.Select Home Warranty
Select Home Warranty offers three nationwide plans typically priced between $40 and $60 per month, often discounted with annual payments. Frequent coupons and promotions help keep costs low compared to other U.S. home warranty providers.
View Deal →Frequent deals and flexible payment options make Select Home Warranty a cost-effective choice for budget-conscious homeowners seeking broad coverage. Its competitive pricing combined with nationwide availability keeps it among the more affordable options on the market.
Pros:
- Three different plans to choose from, catering to varying coverage needs
- Monthly pricing generally ranges from $40 to $60, with discounts for annual payments
- Frequent coupons and promotions reduce overall costs
- Nationwide coverage across the United States
Cons:
- No plans available below the $40 monthly range, which may be higher than some budget competitors
- Limited detailed information on specific coverage compared to some other providers
- Savings mainly rely on coupons and annual payment discounts
3.Home Warranty of America (HWA)
Home Warranty of America offers nationwide coverage with Premier plans starting in the mid-$40s per month. Customers can opt for a higher service fee to lower the monthly premium, providing flexible pricing for full system and appliance coverage.
View Deal →Offering flexible pricing options, HWA appeals to those seeking affordable full-coverage home warranties with the ability to adjust service fees to reduce monthly costs.
Pros:
- Premier plans start around the mid-$40s per month
- Nationwide coverage across the United States
- Option to choose a higher service fee for lower monthly premiums
Cons:
- Monthly cost is higher compared to budget-focused competitors
- Fewer details available on specific discounts or promotions
- May not be the cheapest option for very basic coverage needs
Final Words
To secure the best value for your home warranty in January 2026, take time to compare plans from budget-friendly providers like Liberty Home Guard, Select Home Warranty, and Home Warranty of America. You can explore current offers and discounts to find the coverage that fits your needs and budget most effectively.
Frequently Asked Questions
Liberty Home Guard offers customizable plans with basic coverage starting around $24 to $29 per month, making it one of the most budget-friendly options available nationwide in 2026. Their flexible plans allow homeowners to tailor coverage to their needs and budget.
Yes, Liberty Home Guard provides home warranty services nationwide across the United States. This wide availability makes it accessible for most homeowners looking for affordable coverage.
Yes, Liberty Home Guard specializes in customizable plans, allowing you to select coverage options that fit your specific needs and budget. This flexibility helps keep monthly costs low while ensuring essential protections.
Home warranty prices vary widely, with budget options like Liberty Home Guard starting around $24 to $29 per month, while other providers such as Select Home Warranty and Home Warranty of America typically offer plans ranging from about $40 to the mid-$40s per month. Discounts and promos may further affect pricing.
Yes, many home warranty companies offer discounts for annual payments or use coupons and promotional deals to reduce monthly costs. Shopping around and comparing plans can help you find the best price and coverage for your needs.
When comparing home warranty companies, consider pricing, plan customization options, coverage details, service fees, and availability in your area. Also, look for providers with frequent promotions or flexible plans to maximize value.
