1.Marriott Bonvoy American Express Card
American Express
- 6XPoints at Marriott properties
- 2XPoints on general purchases
Earn 20,000 bonus Marriott Bonvoy points after spending £3,000 in the first three months.
Earn 6X points at Marriott properties and 2X on general purchases.
52.9% Variable APR
The Marriott Bonvoy American Express Card stands out as the top choice because it offers a generous welcome bonus of 20,000 points, which can significantly enhance your travel rewards. With automatic Silver Status and 15 Elite Night Credits, it accelerates your journey towards elite status in the Marriott Bonvoy program.
Pros:
- Automatic Silver Status
- 15 Elite Night Credits annually
Cons:
- High spending requirement for bonus
- Limited to Marriott properties for maximum rewards
2.Marriott Bonvoy Premium Debit Card
Currensea
- 3Points per £1 spent
- 1.5Points per £1 spent
Earn 30,000 bonus points when spending £3,000 in foreign currency within the first 12 months.
Earn 1.5–3 points per £1 spent.
What sets the Marriott Bonvoy Premium Debit Card apart is its ability to earn up to 30,000 bonus points through foreign currency spending, making it an excellent choice for international travelers. With Gold Elite Status and additional night credits, it enhances your Marriott experience significantly.
Pros:
- Automatic Gold Elite Status
- 15 Elite Night Credits annually
Cons:
- High annual fee
- Limited to foreign currency spending for bonus
3.Marriott Bonvoy Debit Card
Currensea
- 6Points per £1 spent at Marriott properties
- 1.5Points per £1 spent
Earn 10,000 bonus points when spending £1,000 in foreign currency within the first 12 months.
Earn up to 6 points per £1 spent at Marriott properties.
The standout feature of the Marriott Bonvoy Debit Card is its accessibility with a low annual fee, making it a great entry point for those looking to earn Marriott points. With the ability to earn points on everyday spending, it’s designed for users who want to enhance their Marriott experience without a hefty commitment.
Pros:
- Affordable annual fee
- Automatic Silver Elite Status
Cons:
- Lower bonus points compared to premium options
- Limited to Marriott properties for maximum rewards
4.American Express Platinum Card
American Express
- 2Points on eligible travel bookings
- 1Points on all other spending
Earn 75,000 Membership Rewards points + £250 Amex Travel credit for spending £6,000 in 3 months.
Earn 1 point per £1 spent, 2 points on eligible travel bookings.
688.5% Variable APR
The American Express Platinum Card earns the #1 spot due to its unparalleled travel benefits, including extensive lounge access and premium hotel perks. With a substantial welcome bonus and the ability to earn points on travel, it is the best option for frequent travelers seeking luxury and flexibility.
Pros:
- Extensive travel perks
- High earning potential on travel spending
Cons:
- High annual fee
- Requires good credit for approval
Final Words
As you explore the best hotel credit cards this January, remember that choosing the right one can enhance your travel experiences significantly. Take time to compare the options available, considering your spending habits and travel preferences, to make an informed decision that benefits your future trips.
Frequently Asked Questions
Earn 20,000 bonus Marriott Bonvoy points after spending £3,000 in the first three months.
Earn 1.5–3 points per £1 spent, making it a flexible option for earning rewards on your purchases.
You can earn up to 6 points per £1 spent at Marriott properties, and 1.5 points per £1 spent on other purchases.
The annual fee for the Marriott Bonvoy American Express Card is £95, which may be worth it given the rewards and benefits.
Consider your travel habits, the type of rewards you want, and the associated fees. Look for cards that offer attractive welcome bonuses and rewards rates that align with your spending patterns.
Eligibility criteria can vary by card but generally include being a UK resident, meeting minimum income levels, and having a good credit score. Always check the specific terms for each card before applying.
In addition to the welcome bonus, cardholders receive automatic Silver Status and 15 Elite Night Credits each year, helping you reach higher elite levels faster.
Yes, certain cards like the Marriott Bonvoy Premium Debit Card allow you to earn points when spending in foreign currency, which can enhance your rewards if you travel internationally.
