1.Virgin Atlantic Reward Plus Credit Card
Virgin Money UK
- 1.5%Virgin Points per £1 spent
Earn 18,000 welcome bonus points with your first card spend, made within 90 days of taking out the card.
Earn 1.5 Virgin Points per £1 spent, plus an added bonus for spending £10,000 per year.
69.7% Variable APR
The Virgin Atlantic Reward Plus Credit Card stands out as the top choice because it offers a substantial welcome bonus of 18,000 Virgin Points, making it an excellent option for frequent travelers. With the ability to earn 1.5 points per £1 spent, it provides a strong rewards structure that can lead to significant travel benefits.
Pros:
- Generous welcome bonus
- Points on all spending
Cons:
- High annual fee
- Limited rewards on lower spending
2.Barclaycard Avios Plus Mastercard
Barclaycard
- 1.5%Avios for every £1 spent
Collect 25,000 Avios if you spend £3,000 in the first three months.
Collect 1.5 Avios for every £1 spent on eligible purchases.
80.1% Variable APR
What sets the Barclaycard Avios Plus Mastercard apart is its ability to earn 1.5 Avios for every £1 spent, making it a strong contender for those who frequently travel with British Airways. The welcome bonus of 25,000 Avios is particularly appealing for new cardholders looking to maximize their rewards.
Pros:
- High rewards on travel spending
- Significant welcome bonus
Cons:
- Monthly fee adds up
- High APR
3.American Express Rewards Credit Card
American Express
- 1%Membership Rewards points per £1 spent
Earn 10,000 Membership Rewards points when you spend £2,000 within three months.
Earn one Membership Rewards point for every full pound spent.
29.1% Variable APR
The standout feature here is the American Express Rewards Credit Card's flexibility, allowing cardholders to earn Membership Rewards points that can be redeemed with various partners. With no annual fee and a solid welcome bonus, it is an attractive option for those looking to earn rewards without the burden of a yearly cost.
Pros:
- No annual fee
- Flexible rewards
Cons:
- High APR
- Limited acceptance
4.British Airways American Express Credit Card
American Express
- 1%Avios per £1 spent
Collect 5,000 bonus Avios when you spend £2,000 in the first three months.
Earn 1 Avios for every £1 spent.
29.1% Variable APR
This card shines for its straightforward earning structure, allowing users to accumulate Avios easily with every purchase. The lack of an annual fee makes it accessible for casual spenders who want to earn rewards without a financial commitment.
Pros:
- No annual fee
- Good for Avios collectors
Cons:
- Limited rewards outside British Airways
- Low earning rate
5.Virgin Atlantic Reward Credit Card
Virgin Money UK
- 0.75%Virgin Points per £1 spent
Earn 3,000 welcome bonus points with your first card spend, made within 90 days of taking out the card.
Earn 0.75 Virgin Points for every £1 spent.
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A key differentiator is the Virgin Atlantic Reward Credit Card's accessibility, allowing users to earn points without an annual fee. While the earning rate is lower than premium options, it still provides a straightforward way to accumulate Virgin Points for future travel.
Pros:
- No annual fee
- Easy to earn points
Cons:
- Lower earning rate
- Limited benefits compared to premium cards
6.Barclaycard Avios
Barclaycard
- 1%Avios per £1 spent
Collect 5,000 Avios if you spend £1,000 in the first three months.
Collect 1 Avios for every £1 spent on eligible purchases.
29.9% Variable APR
This card is particularly appealing for those who want to earn Avios without the burden of an annual fee. The straightforward earning structure makes it easy to accumulate points for future travel, although the rewards may not be as robust as premium options.
Pros:
- No annual fee
- Good for everyday spending
Cons:
- Limited rewards
- Lower earning rate
7.American Express Nectar Credit Card
American Express
- 2%Nectar points per £1 spent
Collect 20,000 bonus points when you spend £2,000 within three months.
Collect 2 points for every full £1 spent.
35.8% Variable APR
The American Express Nectar Credit Card is a strong choice for those who want to earn points on everyday purchases, particularly with its generous welcome bonus. The ability to earn 2 points per £1 spent makes it a valuable option for regular shoppers.
Pros:
- Good earning rate
- Welcome bonus offsets annual fee
Cons:
- Annual fee after first year
- Higher APR
Final Words
As you explore the best airline credit cards this May 2026 in the UK, remember that the right choice can significantly enhance your travel experiences and rewards. Take time to compare the options available to ensure you select a card that aligns with your travel habits and financial goals.
Frequently Asked Questions
Earn 18,000 welcome bonus points with your first card spend, made within 90 days of taking out the card.
Collect 1.5 Avios for every £1 spent on eligible purchases, and you'll also collect 25,000 Avios if you spend £3,000 in the first three months.
Earn one Membership Rewards point for every full pound spent, with a welcome bonus of 10,000 Membership Rewards points when you spend £2,000 within three months.
Yes, many airline credit cards have annual fees that can range from £0 to several hundred pounds. It's important to weigh the fees against the potential rewards and benefits to determine if it's worthwhile for you.
Consider factors such as the welcome bonus, reward rates, annual fees, and how often you travel. Additionally, assess whether the card's rewards align with your preferred airlines and travel habits.
Eligibility typically includes being at least 18 years old, a UK resident, and having a good credit score. Some cards may also require a minimum income level, so review the specific requirements before applying.
Yes, most airline credit cards allow you to earn points on everyday purchases, which can significantly boost your rewards. Just ensure to check the earning rates for different categories of spending.


