Nectar Credit Card by Sainsbury’s Bank 2026 Review

Annual fee
£0
Rewards rate
3%-1%
Welcome Bonus
Sainsbury's Bank no longer offers credit cards to new applicants. Previously, the dual offer card provided a welcome bonus of up to 7,500 bonus Nectar points.
Apply Now →on Sainsbury’s Bank's website
Regular APR:22.9% Variable APR

  • 3%Points for every £2 spent at Sainsbury’s, Argos, and Tu Clothing
  • 1%Points for every £5 spent elsewhere

Welcome Bonus:

Sainsbury's Bank no longer offers credit cards to new applicants. Previously, the dual offer card provided a welcome bonus of up to 7,500 bonus Nectar points.

Reward Rate:

Cardholders typically earn up to 3 points per £2 spent at Sainsbury’s, Argos, and Tu Clothing, plus 1 point per £5 spent elsewhere.

APR:

22.9% Variable APR

The standout feature of the Nectar Credit Card by Sainsbury’s Bank is its ability to earn up to 3 Nectar points per £2 spent at popular retailers like Sainsbury’s and Argos, making it an excellent choice for frequent shoppers at these stores. Although it is no longer available for new applicants, its previous offerings provided significant rewards for loyal customers.

Pros:

  • Earn up to 3 Nectar points per £2 spent at select retailers
  • No annual fee

Cons:

  • No longer available for new applicants
  • Limited to specific retailers for maximum rewards
Apply now →

The Nectar Credit Card by Sainsbury’s Bank is best suited for individuals who regularly shop at Sainsbury’s and Argos, as it allows them to maximize rewards through a competitive points system. However, potential applicants should note that the card is no longer available for new applications, limiting its accessibility for those interested in its benefits.

Frequently Asked Questions

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