Neo Mastercard
Neo Financial
- 5%Cash back at partners
- 4%Cash back on bills
- 3%Cash back on gas
- 2%Cash back on essentials
- 0.5%Cash back on all other purchases
Earn a $25 cash back welcome bonus upon approval and up to 15% cash back on first-time purchases at Neo partner stores.
Earn up to 5% cash back at partners, 4% on bills, and 3% on gas.
What sets the Neo Mastercard apart is its flexible cashback structure that adapts to your spending habits, offering high rewards at partner stores. With no annual fee and a straightforward welcome bonus, it appeals to those looking to build credit while earning cash back.
Pros:
- Flexible cashback rewards
- No annual fee
Cons:
- Cashback rates vary by tier
- Limited to partner stores for maximum rewards
The Neo Mastercard is well-suited for individuals who want to earn cashback on their purchases without incurring an annual fee, particularly those who frequently shop at partner retailers. Its flexible reward structure can benefit consumers who are looking to maximize their cashback potential while building their credit history.