Annual fee
$450
Rewards rate
6%-3%
Welcome Bonus
N/A
Apply Now →on Chase's website
Regular APR:19.24%-26.24% variable APR
- 6%Points for every $1 spent at participating hotel brands
- 3%Points for every $1 spent on dining
Welcome Bonus:
N/A
Reward Rate:
Earn 6X points for every $1 spent at over 30 hotel brands participating in Marriott Bonvoy and 3X points for every $1 spent on dining.
APR:
19.24%-26.24% variable APR
A key differentiator for the Ritz-Carlton Visa Infinite is its annual free night award, which can provide significant value for frequent travelers, especially those loyal to Marriott.
Pros:
- Free night award annually
- Premium travel benefits
Cons:
- No longer open to new applicants
- High annual fee
The Ritz-Carlton Visa Infinite Credit Card is best suited for frequent travelers who prioritize luxury accommodations and are loyal to the Marriott brand, given its generous reward structure and annual free night award. However, the high annual fee may not justify the benefits for occasional travelers or those who prefer more flexible rewards programs.