- 10%Points on eligible Peloton purchases
- 3%Points on dining and travel
Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Earn 10x points on eligible Peloton purchases, 3x points on dining and travel.
19.49%-27.99%
The standout feature of the Chase Sapphire Reserve is its exceptional rewards program that offers up to 10x points on select purchases, making it a premier choice for travelers who want to earn significant rewards on their spending.
Pros:
- High rewards on travel and dining
- Generous welcome bonus
Cons:
- High annual fee
- Requires significant spending to maximize benefits
The Chase Sapphire Reserve is best suited for frequent travelers and high spenders who can maximize its generous rewards program, particularly those who can take advantage of the 10x points on travel and dining purchases. However, its high annual fee may not be justifiable for occasional users or those with lower spending habits.