Capital One Platinum Secured Credit Card
Capital One
Annual fee
£0
Rewards rate
null-null
Welcome Bonus
N/A
Apply Now →on Capital One's website
Regular APR:28.99% Variable APR
- No rewards breakdown available
Welcome Bonus:
N/A
Reward Rate:
This card does not offer cash back rewards.
APR:
28.99% Variable APR
What sets the Capital One Platinum Secured Credit Card apart is its focus on helping users build credit without the burden of an annual fee. While it lacks rewards, it provides a straightforward path to improving credit scores.
Pros:
- No annual fee
- Helps build credit
Cons:
- No cash back rewards
- Requires a refundable security deposit
The Capital One Platinum Secured Credit Card is an appropriate option for individuals looking to establish or rebuild their credit history without incurring an annual fee. While it does not offer rewards or a welcome bonus, its straightforward structure can benefit those who prioritize credit score improvement over additional perks.