Blue Cash Preferred® Card from American Express 2026 Review

Annual fee
$95
Rewards rate
6%-1%
Welcome Bonus
$300
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 6%Cash back at U.S. supermarkets
  • 6%Cash back on select U.S. streaming subscriptions
  • 3%Cash back on transit
  • 3%Cash back on gas
  • 1%Cash back on other eligible purchases

Welcome Bonus:

Earn up to $300 back in cash as a statement credit after spending $3,000 in eligible purchases within the first 6 months.

Reward Rate:

Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases, 6% on select U.S. streaming subscriptions, and 1% on other purchases.

APR:

19.49%-28.49% Variable APR

What sets the Blue Cash Preferred® Card apart is its exceptional cash back rates on essential spending categories, making it a prime choice for families and individuals who frequently shop at supermarkets and subscribe to streaming services.

Pros:

  • High cash back rates on groceries and streaming
  • Introductory 0% APR for 12 months

Cons:

  • Annual fee after the first year
  • Requires significant spending to offset the fee
Apply now →

The Blue Cash Preferred® Card from American Express is particularly suitable for consumers who regularly spend on groceries and streaming services, given its high cash back rewards in these categories. However, potential applicants should consider the annual fee and their spending habits to determine if the benefits outweigh the costs.

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