Scotia Momentum Visa Infinite
Scotiabank
- 4%Cash back on groceries and recurring payments
- 2%Cash back on gas and daily transit
- 1%Cash back on all other purchases
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
Earn 4% cash back on groceries and recurring payments, 2% on gas and daily transit, and 1% on all other purchases.
The Scotia Momentum Visa Infinite stands out as the top choice because it offers a remarkable 10% cash back on all purchases for the first three months, making it an excellent option for new cardholders looking to maximize their rewards quickly.
Pros:
- High cash back on groceries and recurring payments
- No annual fee in the first year
Cons:
- Annual fee after the first year
- Spending limits on higher cash back categories
The Scotia Momentum Visa Infinite is best suited for individuals who frequently spend in categories eligible for higher cash back rewards, particularly those who can take advantage of the generous introductory offer. With its annual fee and structured rewards system, it may appeal to consumers who prioritize cash back and are willing to manage their spending effectively to optimize benefits.