Scotia Momentum Visa Infinite+
Scotiabank
Annual fee
CA$120
Rewards rate
4%-1%
Welcome Bonus
CA$300
Apply Now →on Scotiabank's website
- 4%Cash back on groceries and recurring bill payments
- 2%Cash back on gas and public transit
- 1%Cash back on all other purchases
Welcome Bonus:
Earn 15% cash back on all eligible purchases for the first 3 months, up to CA$2,000 in purchases.
Reward Rate:
Earn up to 4% cash back on everyday spending.
The standout feature here is its high cash back rate on everyday purchases, making it an excellent choice for those who want to maximize their rewards while enjoying travel benefits.
Pros:
- High cash back on everyday spending
- Comprehensive travel insurance
Cons:
- Annual fee applies
- Requires minimum income for eligibility
The Scotia Momentum Visa Infinite+ is particularly suitable for consumers who regularly spend in categories that offer high cash back rewards, such as groceries and recurring bills, and who appreciate travel benefits alongside their rewards. With its annual fee of CA$120, it is ideal for individuals who can leverage the card's features to offset the cost through cash back earnings.