Scotia Momentum Visa Infinite 2026 Review

Annual fee
CA$120
Rewards rate
4%-2%
Welcome Bonus
CA$200
Apply Now →on Scotiabank's website

  • 4%Cash back on groceries and recurring bill payments
  • 2%Cash back on gas and transit

Welcome Bonus:

Get 10% cash back on up to CA$2,000 in purchases in the first three months.

Reward Rate:

Earn 4% cash back on groceries and recurring bill payments; 2% on gas and transit.

The Scotia Momentum Visa Infinite card excels with its 10% cash back offer for new cardholders, making it an attractive option for those looking to maximize rewards quickly. With strong ongoing cash back rates on essential spending categories, it provides a compelling value proposition for everyday purchases.

Pros:

  • High cash back on groceries
  • No annual fee in the first year

Cons:

  • Annual fee after the first year
  • Limited to specific categories for high cash back
Apply now →

The Scotia Momentum Visa Infinite card is well-suited for individuals who prioritize cash back rewards on their everyday spending, particularly in essential categories. With its competitive reward rates and a generous welcome bonus, it may appeal to consumers seeking to optimize their cash back earnings while managing an annual fee.

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