Annual fee
CA$599
Rewards rate
5%-1%
Welcome Bonus
80,000 BMO Rewards points
Apply Now →on BMO's website
- 5%BMO Rewards points on travel, groceries, transit
- 1%BMO Rewards points on all other purchases
Welcome Bonus:
Earn up to 80,000 BMO Rewards points (valued at up to CA$1,250) and waives the CA$120 primary cardholder annual fee for the first year.
Reward Rate:
Earn 5x points on purchases like travel, groceries, transit and more.
The BMO eclipse Visa Infinite Privilege shines for its exceptional 5x points on premium categories, making it a premier choice for those who prioritize travel and lifestyle rewards.
Pros:
- High rewards rate on premium categories
- First-year annual fee waived
Cons:
- High annual fee after the first year
- Requires high minimum income for eligibility
The BMO eclipse Visa Infinite Privilege is ideally suited for frequent travelers and individuals who regularly spend in premium categories, given its high rewards rate and substantial welcome bonus. However, the high annual fee may not justify the benefits for those who do not utilize the card's features to their full potential.