Annual fee
$4.99/month
Rewards rate
1%-15%
Welcome Bonus
$10
Apply Now →on Firstcard's website
Regular APR:0% APR
- 15%Cash back at partner merchants
- 1%Cash back on all other purchases
Welcome Bonus:
Earn a $10 credit after spending $30 within 30 days of opening the account.
Reward Rate:
Earn up to 15% cash back at partner merchants.
APR:
0% APR
The Firstcard® Secured Credit Builder Card is designed for those looking to build credit with a unique rewards structure that offers significant cash back opportunities, making it a compelling choice for new users.
Pros:
- No credit checks
- High cash back potential
Cons:
- Monthly fee
- Limited acceptance
The Firstcard® Secured Credit Builder Card may be suitable for individuals seeking to establish or rebuild their credit while also benefiting from a rewards program. With a low monthly fee and the potential for cash back on purchases, this card can be an effective tool for new credit users who want to improve their financial standing.