Cheapest Home Insurance in the UK
Discover 3 deals available this month.
1.Compare the Market
Compare the Market offers home insurance quotes starting from £119, with 10% of customers paying less than £120.71 for combined buildings and contents cover, potentially saving up to £207.
View Deal →At prices starting around £119, Compare the Market delivers competitive home insurance rates with notable savings for budget-conscious customers. It's a sensible choice for those prioritizing cost-effective buildings and contents coverage.
Pros:
- Quotes begin at £119, offering affordable entry-level pricing
- 10% of customers pay under £120.71, indicating strong low-price options
- Potential savings up to £207 compared to other providers
Cons:
- Starting price is higher than some competitors like MoneySuperMarket
- No detailed breakdown of coverage features provided
- Savings are based on quotes, not confirmed purchase prices
2.MoneySuperMarket
MoneySuperMarket offers home insurance quotes starting from £103, with the top 10% of customers paying up to £143.95 for combined buildings and contents cover. The average premium for the lowest 10% is approximately £107.57.
View Deal →MoneySuperMarket delivers some of the most affordable home insurance rates available, making it a strong contender for budget-conscious UK homeowners. With quotes starting at just over £100, it offers competitive pricing for combined buildings and contents cover.
Pros:
- Lowest quotes start at £103, among the cheapest in the market
- Top 10% of customers pay no more than £143.95 for combined cover
- Average price for lowest-paying customers is around £107.57
Cons:
- Limited information on additional coverage features
- Price range suggests variation depending on customer profile
- No specific mention of discounts or bundled deals
3.GoCompare
GoCompare offers home insurance quotes starting from £126, with a median annual price of £225 based on actual customer purchases. It provides a straightforward way to compare home insurance options in the UK.
View Deal →GoCompare presents a solid middle ground for home insurance pricing with a median cost slightly above some competitors, offering a reliable comparison platform.
Pros:
- Quotes start at a reasonable £126
- Median price reflects actual customer purchases
- Simple comparison for UK home insurance
Cons:
- Higher median price (£225) compared to some alternatives
- No specific highlighted savings or deals
- Less competitive starting price than some other brokers
Final Words
To secure the cheapest home insurance deals this February, take time to compare quotes from leading providers like MoneySuperMarket, Compare the Market, and GoCompare to find coverage that fits your budget and needs. You can explore current offers now to ensure you get the best value for your home protection.
Frequently Asked Questions
Compare the Market offers home insurance quotes starting from £119, with 10% of customers paying less than £120.71 for combined buildings and contents cover. This deal also offers potential savings of up to £207.
With Compare the Market, customers can potentially save up to £207 on home insurance by comparing quotes. This makes it one of the most affordable options available this February 2026.
Yes, MoneySuperMarket offers home insurance quotes starting from £103, with the top 10% of customers paying up to £143.95 for combined buildings and contents cover. GoCompare quotes start from £126, with a median price of £225 per year.
When comparing home insurance, look at starting prices, cover for buildings and contents, and customer savings potential. It's also helpful to check the range of quotes offered by comparison sites like Compare the Market, MoneySuperMarket, and GoCompare.
Yes, both Compare the Market and MoneySuperMarket offer combined buildings and contents cover for under £150 for a significant portion of their customers. For example, 10% of Compare the Market customers pay less than £120.71, and MoneySuperMarket’s top 10% pay up to £143.95.
Comparison sites like Compare the Market help you find cheap home insurance quotes quickly, starting from competitive prices like £119. They also highlight potential savings and show a range of options to suit different budgets and needs.
