Cheapest Home Insurance in the UK
Discover 5 deals available this month.
1.MoneySuperMarket Home Insurance
MoneySuperMarket offers combined buildings and contents insurance starting at £103, with potential savings up to £193 by comparing quotes from 88 trusted insurers. It provides access to a wide range of options for competitive pricing.
View Deal →At just over £100, MoneySuperMarket delivers affordable combined home insurance with extensive insurer comparisons, making it a solid choice for budget-conscious homeowners.
Pros:
- Competitive starting price of £103 for combined coverage
- Potential savings up to £193 through quote comparisons
- Access to quotes from 88 trusted insurance providers
Cons:
- No details on coverage tiers or policy flexibility
- May require filtering through many options to find the best fit
- Limited information on claims process or customer service
2.Compare the Market Home Insurance
Compare the Market offers home insurance quotes starting from £121, comparing prices from 81 providers with potential savings up to £207 on combined buildings and contents policies.
View Deal →With access to a wide range of providers, Compare the Market delivers competitive prices and significant savings potential for combined home insurance policies.
Pros:
- Quotes start from £121 for combined buildings and contents insurance
- Compares prices from 81 trusted UK insurance providers
- Potential savings up to £207 on combined policies
Cons:
- Starting price is higher than the cheapest option at MoneySuperMarket
- No specific mention of flexible coverage options or tiers
- Savings depend on comparing multiple quotes, which may require time
3.GoCompare Home Insurance
GoCompare Home Insurance offers quotes starting from £126 using a simple three-step comparison process. It provides quick access to a variety of policies from multiple insurers.
View Deal →GoCompare delivers an efficient way to compare home insurance quotes with a straightforward process, making it easy to find options starting at £126. It’s a practical choice for users who value speed and simplicity in shopping around.
Pros:
- Quotes start from a competitive £126
- Quick three-step comparison process
- Access to multiple insurance providers in one place
Cons:
- Starting price is higher compared to some competitors like MoneySuperMarket
- No mention of additional savings or discounts
- Limited detail on coverage options or tiers
4.Admiral Home Insurance
Admiral offers combined home insurance policies starting from £158 annually, featuring three coverage levels: Admiral, Admiral Gold, and Admiral Platinum. Flexible contents cover options are available to tailor your policy.
View Deal →At £158 per year, Admiral provides a tiered approach to home insurance that lets customers choose coverage levels that suit their needs and budget.
Pros:
- Three coverage tiers allow for customizable protection
- Combined buildings and contents insurance available
- Flexible contents cover options to adjust policy details
Cons:
- Starting price is higher than several competitors
- Less competitive savings compared to other providers
- Limited information on additional discounts or deals
5.Uswitch Home Insurance
Uswitch Home Insurance compares quotes from over 70 UK providers, with average combined buildings and contents insurance costing around £230 annually. It also offers standalone contents policies from £44.06 and buildings-only from £126.58.
View Deal →Uswitch offers a broad comparison across many insurers, making it a reliable hub for those wanting a wide range of options though its average prices are higher than some competitors.
Pros:
- Access to quotes from more than 70 UK insurance providers
- Covers both buildings and contents insurance
- Includes lower-cost individual contents and buildings policies
Cons:
- Average combined policy cost (£230) is higher than some other comparison sites
- Less focus on budget or entry-level deals compared to competitors
- No highlighted exclusive deals or savings figures
Final Words
To secure the cheapest home insurance deals this January, take time to compare quotes from trusted providers like MoneySuperMarket and Compare the Market to find the best coverage at the lowest price. You can explore current offers now to ensure your home is protected without overspending.
Frequently Asked Questions
The cheapest home insurance deal is offered by MoneySuperMarket, with combined buildings and contents insurance starting from £103. You can save up to £193 by comparing quotes from 88 trusted insurers through their platform.
MoneySuperMarket compares quotes from 88 trusted insurers, helping you find the best combined buildings and contents insurance price starting at £103. This comparison can lead to potential savings of up to £193 on your policy.
Combined buildings and contents insurance can often be more cost-effective, with MoneySuperMarket offering combined policies starting at £103. Individual contents-only insurance can be as low as £44.06 annually, while buildings-only insurance starts around £126.58.
Other popular comparison services include Compare the Market, offering quotes from £121 with savings up to £207, GoCompare with quotes from £126, Admiral starting at £158 with tiered coverage, and Uswitch covering over 70 providers.
MoneySuperMarket compares quotes from 88 trusted insurance providers, giving you access to a wide range of options for buildings and contents insurance.
The average UK home insurance cost across all policy types is approximately £76.03, though combined policies generally start higher depending on coverage and provider.
