U.S. Bank Cash+® Visa® Secured Card
U.S. Bank
Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
N/A
Apply Now →on U.S. Bank's website
Regular APR:29.24%
- 5%Cash back on first $2,000 in combined eligible purchases each quarter in two categories
- 2%Cash back on one everyday category of your choice
- 1%Cash back on all other purchases
Welcome Bonus:
N/A
Reward Rate:
Earn 5% cash back on your first $2,000 in combined eligible purchases each quarter in two categories you choose.
APR:
29.24%
What sets the U.S. Bank Cash+® Visa® Secured Card apart is its customizable cash back categories, allowing users to earn 5% on their preferred spending areas, making it a versatile option for those looking to build credit.
Pros:
- High cash back potential
- No annual fee
Cons:
- Higher APR
- Requires security deposit
The U.S. Bank Cash+® Visa® Secured Card is well-suited for individuals seeking to build or rebuild their credit while enjoying the flexibility of customizable cash back categories. With no annual fee and a rewards structure that caters to varied spending habits, it presents a practical option for those new to credit or looking to enhance their financial profile.