United Club Card
Chase
Annual fee
$695
Rewards rate
11%-1%
Welcome Bonus
90,000 bonus miles
Apply Now →on Chase's website
Regular APR:19.74%-28.24% Variable APR
- 11%Total miles on eligible United flights
- 1%Miles on all other purchases
Welcome Bonus:
Earn up to 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months.
Reward Rate:
Earn 11x total miles on eligible United flights.
APR:
19.74%-28.24% Variable APR
A key differentiator is the full United Club membership included with this card, providing exceptional value for frequent United flyers who appreciate lounge access and premium travel benefits.
Pros:
- Full United Club membership
- High earning potential on United flights
Cons:
- High annual fee
- Limited to United Airlines
The United Club Card is best suited for frequent United Airlines travelers who can take full advantage of its extensive benefits, including United Club membership and a substantial rewards program. With a high annual fee, this card is most beneficial for those who value lounge access and travel perks that can offset the cost through regular use.