The Hilton Honors American Express Card 2026 Review

Annual fee
$0
Rewards rate
7%-3%
Welcome Bonus
80,000 Hilton Honors Bonus Points
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 7%Points on eligible purchases made directly with Hotels and Resorts
  • 5%Points on dining, groceries, and gas
  • 3%Points on all other purchases

Welcome Bonus:

Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in eligible purchases within the first 6 months.

Reward Rate:

Earn 7X points on Hilton hotels and 5X points on dining, groceries, and gas.

APR:

19.49%-28.49% Variable APR

This card is the best option for those new to travel rewards, offering a straightforward way to earn points without the burden of an annual fee.

Pros:

  • No annual fee
  • Good entry-level rewards

Cons:

  • Limited rewards compared to premium cards
  • Lower earning potential on non-Hilton purchases
Apply now →

The Hilton Honors American Express Card is well-suited for individuals who are new to travel rewards and seek a no-annual-fee option to earn points on everyday purchases, particularly those who frequently stay at Hilton properties. Its straightforward rewards structure and substantial welcome bonus make it an appealing choice for casual travelers looking to enhance their travel experiences.

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