Annual fee
$35
Rewards rate
10%-0%
Welcome Bonus
N/A
Apply Now →on OpenSky's website
Regular APR:23.89% Variable APR
- 10%Cash back at select merchants
Welcome Bonus:
N/A
Reward Rate:
Earn up to 10% cash back at select merchants.
APR:
23.89% Variable APR
The OpenSky Secured Visa Credit Card is appealing for its unique cash back offers at select merchants, allowing users to earn rewards while building credit. However, the requirement for manual activation and the annual fee may deter some potential applicants.
Pros:
- No credit check required
- Up to 10% cash back at select merchants
Cons:
- Annual fee applies
- Requires manual activation for some offers
The OpenSky Secured Visa Credit Card may be suitable for individuals looking to build or rebuild their credit while earning limited rewards at select merchants. However, the annual fee and the requirement for manual activation of cash back offers may not appeal to everyone, particularly those who prefer straightforward rewards structures without added costs.