- 10%Cash back on eligible purchases
- 0%No rewards on other purchases
N/A
Earn up to 10% cash back on everyday purchases.
23.89% Variable APR
This card shines for its high approval rate and the absence of a credit check, making it accessible for those with poor credit histories. The OpenSky® Secured Visa® Credit Card also offers a unique cash back opportunity, allowing cardholders to earn up to 10% on eligible purchases, which is a notable feature among secured cards.
Pros:
- No credit check required
- High approval rate
Cons:
- Annual fee applies
- Limited rewards structure
The OpenSky® Secured Visa® Credit Card is well-suited for individuals looking to rebuild their credit, particularly those with limited or poor credit histories, given its high approval rate and no credit check requirement. While it does come with a $35 annual fee and lacks a traditional rewards program, the potential for earning cash back on eligible purchases adds a distinctive advantage for responsible users.