Annual fee
$35
Rewards rate
10%-0%
Welcome Bonus
N/A
Apply Now →on OpenSky's website
Regular APR:24.14% Variable APR
- 10%Cash back on everyday purchases
Welcome Bonus:
N/A
Reward Rate:
The OpenSky® Secured Visa® Credit Card offers up to 10% cash back on everyday purchases.
APR:
24.14% Variable APR
This card shines for its high approval rate and the ability to earn cash back while building credit, making it a unique option for those looking to improve their credit score.
Pros:
- High approval rate
- Cash back rewards
Cons:
- Annual fee
- Not a traditional rewards card
The OpenSky® Secured Visa® Credit Card is particularly suitable for individuals seeking to build or rebuild their credit with a straightforward secured credit card option, especially those who may have difficulty obtaining approval for traditional unsecured cards. With a manageable annual fee and the potential to earn cash back, it provides a viable pathway for credit improvement without the complexities often associated with other credit products.