Annual fee
$35
Rewards rate
10%-0%
Welcome Bonus
$20
Apply Now →on OpenSky's website
Regular APR:23.89% Variable APR
- 10%Cash back on everyday purchases through partner offers
Welcome Bonus:
Limited time offer for a $20 welcome bonus.
Reward Rate:
Earn up to 10% cash back on everyday purchases through specific partner merchant offers.
APR:
23.89% Variable APR
This card shines for its high approval rate and the potential to earn significant cash back through partner offers, making it a unique option for those looking to build credit without the hassle of a credit check.
Pros:
- No credit check required
- High approval rate
Cons:
- Annual fee applies
- Cash back limited to partner offers
The OpenSky Secured Visa Credit Card is particularly suitable for individuals seeking to build or rebuild their credit with a card that has a high approval rate and minimal requirements. While it has a modest annual fee and limited rewards structure, its lack of a credit check makes it an accessible option for those who may have had difficulty obtaining credit elsewhere.