OnePay CashRewards Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

OnePay CashRewards Card4.0/5

Walmart

Annual fee
$0
Rewards rate
5%-1.5%
Welcome Bonus
$35
Apply Now →on Walmart's website
Regular APR:20.24%-30.74% Variable APR

  • 5%Cash back at Walmart for Walmart+ members
  • 3%Cash back at Walmart
  • 1.5%Cash back on all other purchases

Welcome Bonus:

The OnePay CashRewards Card offers a welcome bonus of $35 cash back after you spend $75 or more within the first 30 days of account opening.

Reward Rate:

Earn unlimited 5% cash back at Walmart as a Walmart+ member, 3% cash back at Walmart for everyone else, plus 1.5% cash back on all other purchases.

APR:

20.24%-30.74% Variable APR

The OnePay CashRewards Card is particularly appealing for Walmart shoppers, offering up to 5% cash back for Walmart+ members. Its welcome bonus of $35 adds immediate value, making it a great choice for those who frequently shop at Walmart.

Pros:

  • No annual fee
  • High cash back at Walmart

Cons:

  • Requires Walmart+ for maximum rewards
  • High APR
Apply now →

The OnePay CashRewards Card is best suited for frequent Walmart shoppers, particularly those who are Walmart+ members, as they can maximize their cash back rewards. With no annual fee and a welcome bonus, this card offers a straightforward benefits structure for consumers looking to earn rewards on their everyday purchases at Walmart.

Frequently Asked Questions

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