MyLowe’s Rewards Credit Card 2026 Review

Annual fee
$0
Rewards rate
5%-1.25%
Welcome Bonus
20%
Apply Now →on Synchrony Bank's website
Regular APR:31.99% Variable APR

  • 5%Discount on eligible purchases at Lowe's
  • 1.25%Points earned per $1 spent

Welcome Bonus:

The MyLowe’s Rewards Credit Card offers a welcome bonus of 20% off your first purchase upon opening and using a new account.

Reward Rate:

Get 5% off your eligible purchase or order charged to your MyLowe's Rewards Credit Card.

APR:

31.99% Variable APR

The standout feature of the MyLowe’s Rewards Credit Card is its 5% discount on eligible purchases, making it a valuable tool for frequent Lowe's shoppers. Coupled with a welcome bonus of 20% off the first purchase, it offers significant savings on home improvement projects.

Pros:

  • 5% off on purchases
  • No annual fee

Cons:

  • High APR
  • Limited to Lowe's purchases
Apply now →

The MyLowe’s Rewards Credit Card is best suited for individuals who regularly shop at Lowe's and can take advantage of the 5% discount on eligible purchases, along with the initial welcome bonus. With no annual fee, it offers a practical reward structure for those focused on home improvement projects.

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