Annual fee
$0
Rewards rate
12¢-5%
Welcome Bonus
N/A
Apply Now →on Citi's website
Regular APR:33.24%
- 12¢Discount on premium gasoline
- 10¢Discount on other fuel grades
- 5%Cash back on in-store purchases
Welcome Bonus:
N/A
Reward Rate:
Save 12¢/gal on premium gasoline, 10¢/gal on other fuel grades, and get 5% back on in-store purchases.
APR:
33.24%
The Exxon Mobil Smart Card+ offers immediate fuel savings and rewards for in-store purchases, making it a practical choice for regular Exxon and Mobil customers. Its no annual fee structure is appealing, although the high APR could be a drawback for those who carry a balance.
Pros:
- Instant fuel savings
- No annual fee
Cons:
- Limited to Exxon and Mobil stations
- High APR
The Exxon Mobil Smart Card+ is best suited for frequent Exxon and Mobil customers who prioritize fuel savings and rewards on everyday purchases without the burden of an annual fee. However, those who tend to carry a balance should be cautious of the high APR associated with this card.