Annual fee
$0
Rewards rate
N/A
Welcome Bonus
N/A
Apply Now →on Citi's website
Regular APR:25.99%-28.99% Variable APR
- No rewards breakdown available
Welcome Bonus:
N/A
Reward Rate:
N/A
APR:
25.99%-28.99% Variable APR
The Citi® Secured Mastercard® is a simple and effective tool for those looking to build or rebuild their credit. While it lacks a rewards program, its no annual fee and reporting to all three credit bureaus make it a solid choice for establishing a positive credit history.
Pros:
- No annual fee
- Reports to all three credit bureaus
Cons:
- No rewards program
- Requires a security deposit
The Citi® Secured Mastercard® is a suitable option for individuals seeking to build or rebuild their credit history without incurring an annual fee. While it does not offer rewards or bonuses, its straightforward approach and consistent reporting to major credit bureaus can help users establish a more favorable credit profile over time.