- 5%Cash back for Chime Prime members on eligible purchases
- 2%Cash back for Chime Plus members on eligible purchases
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Earn 5% cash back as a Chime Prime member or 2% cash back as a Chime Plus member on up to $1,500 of eligible secured Chime Visa purchases.
0% APR
The standout feature of the Chime Secured Credit Builder Visa Credit Card is its ability to help users build credit while earning cash back rewards based on their direct deposit activity. This card is ideal for those who want to manage their credit responsibly without incurring interest charges.
Pros:
- No annual fee
- No credit check required
Cons:
- Cash back depends on direct deposit status
- Limited to eligible purchases
The Chime Secured Credit Builder Visa Credit Card is particularly suitable for individuals looking to establish or improve their credit score while benefiting from cash back rewards tied to their direct deposit activity. With no annual fee and a focus on responsible credit management, this card can serve as a valuable tool for those new to credit or seeking to enhance their financial profile.