- 5%Cash back for Chime Prime members on eligible purchases
- 2%Cash back for Chime Plus members on eligible purchases
The Chime Credit Builder Visa® Credit Card does not offer a standard welcome bonus.
With qualifying direct deposits, earn 5% cash back as a Chime Prime member or 2% cash back as a Chime Plus member on eligible purchases.
0% APR
The Chime Credit Builder Visa® Credit Card is an excellent choice for those looking to build credit without the burden of annual fees or interest. Its cash back rewards, while dependent on direct deposits, provide an added incentive for responsible use.
Pros:
- No annual fee
- No interest charges
Cons:
- Requires qualifying direct deposits for rewards
- Limited cash back categories
The Chime Credit Builder Visa® Credit Card is well-suited for individuals seeking to establish or rebuild their credit history without incurring annual fees or interest charges. Its unique structure allows users to earn rewards based on direct deposits, making it a practical option for those who are financially responsible and prefer a straightforward credit-building tool.