Annual fee
$95
Rewards rate
3%-1%
Welcome Bonus
100,000 points
Apply Now →on Chase's website
Regular APR:17.74%-26.74% Variable APR
- 3%Points on shipping, advertising, and internet services
- 1%Points on all other purchases
Welcome Bonus:
Earn 100,000 bonus points after spending $8,000 on purchases in the first 3 months.
Reward Rate:
Earn 3X points on key business expenses.
APR:
17.74%-26.74% Variable APR
A key differentiator is the Ink Business Preferred's ability to earn 3X points on essential business expenses, making it a top choice for small business owners looking to maximize their rewards.
Pros:
- Strong welcome bonus
- 3X points on key business categories
Cons:
- Annual fee applies
- Limited to first $150,000 in combined purchases
The Chase Ink Business Preferred Credit Card is well-suited for small business owners who frequently incur expenses in categories like travel, internet, and advertising, allowing them to earn substantial rewards. With its competitive reward structure and a generous welcome bonus, this card can provide significant value for those looking to enhance their business spending strategies.