Chase Ink Business Preferred® Credit Card 2026 Review

Annual fee
$95
Rewards rate
3%-1%
Welcome Bonus
100,000 points
Apply Now →on Chase's website
Regular APR:17.74%-26.74% Variable APR

  • 3%Points on the first $150,000 spent in combined annual categories
  • 1%Points on all other purchases

Welcome Bonus:

Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

Reward Rate:

Earn 3 points per $1 on the first $150,000 spent in combined annual categories.

APR:

17.74%-26.74% Variable APR

The Chase Ink Business Preferred® Credit Card stands out as the top choice because it offers a substantial welcome bonus of 100,000 points, which can be incredibly valuable for businesses looking to maximize their rewards. Its flexible rewards structure allows cardholders to earn points on a variety of spending categories, making it a versatile option for business expenses.

Pros:

  • High welcome bonus
  • Flexible rewards structure

Cons:

  • Annual fee
  • High spending requirement for bonus
Apply now →

The Chase Ink Business Preferred® Credit Card is well-suited for small business owners who frequently engage in diverse spending categories and can benefit from a robust rewards program, particularly those aiming to leverage the significant welcome bonus. With a reasonable annual fee, this card may be especially appealing to businesses that prioritize earning points on travel and everyday expenses.

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