- 1.5%Cash back on every purchase
- 1%Cash back on all other purchases
Earn a one-time $50 cash bonus once you spend $100 on purchases within the first 3 months from account opening.
Earn unlimited 1.5% cash back on every purchase, every day.
18.49%-28.49% Variable APR
What sets the Capital One Quicksilver Student Cash Rewards Credit Card apart is its straightforward cash back structure, offering a flat 1.5% on all purchases without the need to track rotating categories. This makes it an excellent choice for students who prefer simplicity and consistency in their rewards.
Pros:
- No annual fee
- Flat cash back rate on all purchases
Cons:
- Lower rewards rate compared to other cards
- Limited bonus categories
The Capital One Quicksilver Student Cash Rewards Credit Card is well-suited for students seeking a hassle-free rewards experience, as it offers a consistent cash back rate on all purchases without annual fees. Its straightforward structure may particularly appeal to those new to credit who value simplicity and a modest welcome bonus.