Bank of America® Premium Rewards® credit card
Bank of America
- 2%Points on travel and dining
- 1.5%Points on all other purchases
Earn 60,000 online bonus points after you spend at least $4,000 in purchases in the first 90 days.
Earn unlimited 2 points per dollar on travel and dining, and unlimited 1.5 points per dollar on all other purchases.
19.49%-27.49% Variable APR
The Bank of America Premium Rewards Card is a solid choice for those looking for a straightforward rewards structure with good earning rates on travel and dining, making it a practical option for everyday spenders.
Pros:
- No foreign transaction fees
- Good earning rates on travel and dining
Cons:
- Annual fee applies
- Limited bonus categories
The Bank of America® Premium Rewards® credit card is best suited for individuals who frequently spend on travel and dining, as it offers competitive rewards rates in these categories along with a manageable annual fee. With its straightforward rewards structure and a substantial welcome bonus, it can be a practical choice for everyday spenders seeking to maximize their benefits.