Atmos Rewards Summit Visa Infinite Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Atmos Rewards Summit Visa Infinite Credit Card4.0/5

Bank of America

Annual fee
$395
Rewards rate
3%-1%
Welcome Bonus
80,000 points
Apply Now →on Bank of America's website
Regular APR:19.49%-27.49% Variable APR

  • 3%Points on Alaska/Hawaiian Airlines, dining, and foreign transactions
  • 1%Points on all other purchases

Welcome Bonus:

Earn 80,000 points and a 25,000-point Global Companion Award after spending $4,000 within the first 90 days.

Reward Rate:

Earn 3X points on Alaska/Hawaiian Airlines, dining, and foreign transactions, plus 1X on other purchases.

APR:

19.49%-27.49% Variable APR

This card shines for its generous welcome bonus and unique companion award, making it an attractive option for loyal Alaska and Hawaiian Airlines travelers.

Pros:

  • High welcome bonus
  • Companion award

Cons:

  • High annual fee
  • Limited to specific airlines
Apply now →

The Atmos Rewards Summit Visa Infinite Credit Card is best suited for frequent travelers, particularly those who fly with Alaska and Hawaiian Airlines, given its substantial welcome bonus and rewards structure. However, the high annual fee may not justify the benefits for casual travelers or those who do not maximize the card's travel-related perks.

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