Scotiabank Momentum Visa Infinite Card 2026 Review

Annual fee
CA$120
Rewards rate
4%-1%
Welcome Bonus
10% cash back
Apply Now →on Scotiabank's website

  • 4%Cash back on groceries and recurring bills
  • 2%Cash back on gas and transit
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn 10% cash back on all purchases for the first 3 months (up to $2,000).

Reward Rate:

Earn 4% cash back on groceries and recurring bills, 2% on gas and transit, and 1% on all other purchases.

This card shines for its high cash back rate of 4% on groceries and recurring bills, making it a top choice for everyday spending. The introductory offer of 10% cash back for the first three months adds to its appeal, providing immediate rewards for new cardholders.

Pros:

  • High cash back on groceries
  • No annual fee in the first year

Cons:

  • Annual fee applies after the first year
  • Spending cap on higher cash back categories
Apply now →

The Scotiabank Momentum Visa Infinite Card is particularly suitable for individuals who frequently spend on groceries and recurring bills, thanks to its high cash back rates. With its annual fee of CA$120 and a compelling welcome bonus, this card may appeal to those looking to maximize rewards on everyday purchases while enjoying the benefits of a premium credit card.

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