Scotiabank Momentum Visa Infinite Card 2026 Review

Annual fee
CA$120
Rewards rate
4%-1%
Welcome Bonus
CA$300
Apply Now →on Scotiabank's website

  • 4%Cash back on groceries, recurring bill payments, and subscription purchases
  • 2%Cash back on gas, daily transit, and food delivery
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Reward Rate:

Earn 4% on groceries, recurring bill payments, and subscription purchases, 2% on gas, daily transit, and food delivery, and 1% on all other purchases.

What sets the Scotiabank Momentum Visa Infinite apart is its exceptional cash back rates on groceries and recurring bills, making it a strong contender for those who prioritize these spending categories.

Pros:

  • High cash back on groceries and recurring bills
  • Flexible redemption options

Cons:

  • Spending cap on high-earning categories
  • Annual fee applies
Apply now →

The Scotiabank Momentum Visa Infinite Card is well-suited for consumers who frequently spend on groceries and recurring bills, benefiting from its high cash back rates in these categories. With an annual fee of CA$120 and a welcome bonus of CA$300, it may appeal to individuals looking for a robust rewards program to enhance their everyday spending.

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