Virgin Money Rewards Credit Card 2026 Review

Annual fee
£0
Rewards rate
1%-0.75%
Welcome Bonus
3,000 welcome bonus points
Apply Now →on Virgin Money's website
Regular APR:26.9% APR variable

  • 1.5%Virgin Points on everyday purchases
  • 0.75%Virgin Points on other purchases

Welcome Bonus:

Earn 3,000 welcome bonus points with your first card spend, made within 90 days.

Reward Rate:

Earn 1.5 Virgin Points for every £1 spent on everyday card purchases.

APR:

26.9% APR variable

The standout feature of the Virgin Money Rewards Credit Card is its ability to earn Virgin Points on everyday spending, making it a great option for those who frequently shop with Virgin brands. This card is particularly beneficial for customers who appreciate the flexibility of earning points that can be redeemed for travel and other rewards.

Pros:

  • No annual fee
  • Flexible rewards

Cons:

  • Lower cashback after introductory period
  • Limited to Virgin Points
Apply now →

The Virgin Money Rewards Credit Card may be particularly suitable for individuals who regularly shop with Virgin brands and are looking to earn rewards on their everyday purchases without incurring an annual fee. With its competitive reward rate and welcome bonus, it can appeal to those who value flexibility in redeeming points for travel and other benefits.

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