Virgin Money 36 Month Balance Transfer Credit Card Mastercard 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Virgin Money 36 Month Balance Transfer Credit Card Mastercard4.6/5

Virgin Money

Annual fee
£0
Rewards rate
The Virgin Money 36-Month Balance Transfer Credit Card focuses on clearing debt with a long 0% interest period rather than offering ongoing spending rewards.
Welcome Bonus
The Virgin Money 36-Month Balance Transfer Credit Card does not offer a spend-based welcome bonus or promotional cash reward.
Apply Now →on Virgin Money's website
Regular APR:24.9% APR (variable)

  • No rewards breakdown available

Welcome Bonus:

The Virgin Money 36-Month Balance Transfer Credit Card does not offer a spend-based welcome bonus or promotional cash reward.

Reward Rate:

The Virgin Money 36-Month Balance Transfer Credit Card focuses on clearing debt with a long 0% interest period rather than offering ongoing spending rewards.

APR:

24.9% APR (variable)

This card shines for its extended 36-month 0% interest period on balance transfers, making it an excellent choice for those focused on debt repayment without the burden of interest.

Pros:

  • Long 0% interest period on balance transfers
  • No annual fee

Cons:

  • No rewards program
  • No welcome bonus
Apply now →

The Virgin Money 36 Month Balance Transfer Credit Card Mastercard is particularly suitable for individuals seeking a lengthy interest-free period to manage and repay existing credit card debt, especially given its £0 annual fee. However, potential users should note the absence of rewards or welcome bonuses, making it a straightforward option primarily for balance transfer purposes.

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