Virgin Atlantic Reward Plus Credit Card 2026 Review

Annual fee
£160
Rewards rate
1.5%-0.75%
Welcome Bonus
18,000 Virgin Points
Apply Now →on Virgin Money UK's website
Regular APR:69.7% Variable APR

  • 1.5%Virgin Points per £1 spent

Welcome Bonus:

Earn 18,000 welcome bonus points with your first card spend, made within 90 days of taking out the card.

Reward Rate:

Earn 1.5 Virgin Points per £1 spent, plus an added bonus for spending £10,000 per year.

APR:

69.7% Variable APR

The Virgin Atlantic Reward Plus Credit Card stands out as the top choice because it offers a substantial welcome bonus of 18,000 Virgin Points, making it an excellent option for frequent travelers. With the ability to earn 1.5 points per £1 spent, it provides a strong rewards structure that can lead to significant travel benefits.

Pros:

  • Generous welcome bonus
  • Points on all spending

Cons:

  • High annual fee
  • Limited rewards on lower spending
Apply now →

The Virgin Atlantic Reward Plus Credit Card is well-suited for frequent travelers who can take advantage of its robust reward structure and substantial welcome bonus. With an annual fee of £160, it may be most beneficial for those who regularly spend enough to offset the cost through earned Virgin Points.

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