Tesco Clubcard Credit Card 2026 Review

Annual fee
£0
Rewards rate
5%-1%
Welcome Bonus
1,000 points
Apply Now →on Tesco Bank's website
Regular APR:24.9% APR representative

  • 5%Points for every £4 spent in Tesco
  • 1%Points for every £8 spent elsewhere

Welcome Bonus:

Occasional sign-up bonus of 1,000 Tesco Clubcard points.

Reward Rate:

Earn five points for every £4 spent in Tesco and one point for every £8 spent elsewhere.

APR:

24.9% APR representative

The standout feature of the Tesco Clubcard Credit Card is its ability to earn five points for every £4 spent at Tesco, making it an excellent choice for loyal Tesco customers. This card not only helps build rewards quickly but also offers occasional bonuses that enhance its value.

Pros:

  • Earn points on every purchase
  • No annual fee

Cons:

  • Higher spending required for maximum rewards
  • Limited to Tesco for higher points
Apply now →

The Tesco Clubcard Credit Card is particularly suitable for frequent Tesco shoppers who can maximize its rewards structure, earning five points for every £4 spent in-store. With no annual fee and a welcome bonus, it provides a practical option for those looking to accumulate points for future savings at Tesco, although its benefits may be less appealing for individuals who do not regularly shop at the retailer.

Frequently Asked Questions

Related Guides