Tesco Clubcard Credit Card 2026 Review

Annual fee
£0
Rewards rate
5%-1%
Welcome Bonus
No traditional lump-sum welcome bonus.
Apply Now →on Tesco Bank's website
Regular APR:24.9% Variable APR

  • 5%Points for every £4 spent at Tesco
  • 1%Points for every £4 spent on Tesco fuel
  • 1%Points for every £8 spent everywhere else

Welcome Bonus:

No traditional lump-sum welcome bonus.

Reward Rate:

Collect Clubcard points on everyday spending.

APR:

24.9% Variable APR

The standout feature of the Tesco Clubcard Credit Card is its ability to earn Clubcard points on everyday spending, which can be redeemed for in-store savings, making it a practical choice for regular Tesco shoppers.

Pros:

  • No annual fee
  • Earn points on Tesco purchases

Cons:

  • No sign-up bonus
  • Limited to Tesco rewards
Apply now →

The Tesco Clubcard Credit Card is a suitable option for frequent Tesco shoppers who wish to earn rewards through Clubcard points on their everyday purchases. With no annual fee and a tiered reward rate, it can effectively enhance savings for those who regularly shop at Tesco, although it may not be as beneficial for infrequent customers or those seeking a broader range of rewards.

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