Tesco Clubcard Credit Card 2026 Review

Annual fee
£0
Rewards rate
5%-1%
Welcome Bonus
Tesco Bank does not offer a sign-up bonus or welcome bonus for any of its Clubcard Credit Cards.
Apply Now →on Tesco Bank's website
Regular APR:24.9% Variable APR

  • 5%Points for every £4 spent at Tesco
  • 1%Points for every £8 spent elsewhere

Welcome Bonus:

Tesco Bank does not offer a sign-up bonus or welcome bonus for any of its Clubcard Credit Cards.

Reward Rate:

Earn five points for every £4 spent at Tesco and one point for every £8 spent elsewhere.

APR:

24.9% Variable APR

What sets the Tesco Clubcard Credit Card apart is its ability to earn Clubcard points on every purchase, allowing cardholders to maximize their rewards while shopping at Tesco and beyond.

Pros:

  • No annual fee
  • Collect Clubcard points on all purchases

Cons:

  • No welcome bonus
  • Limited to Tesco points system
Apply now →

The Tesco Clubcard Credit Card is well-suited for frequent Tesco shoppers who wish to earn rewards on their everyday purchases, as it offers a straightforward points system without an annual fee. However, those who do not shop at Tesco regularly may find the rewards less beneficial compared to other credit card options available in the market.

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