Everyday Low APR Credit Card 2026 Review

Annual fee
£0
Rewards rate
1%-0%
Welcome Bonus
N/A
Apply Now →on Tesco Bank's website
Regular APR:12.9% Variable APR

  • 1%Clubcard points for every £4 spent in Tesco

Welcome Bonus:

N/A

Reward Rate:

Collect extra Clubcard points with your Clubcard Credit Card 1 point for every £4 spent in Tesco.

APR:

12.9% Variable APR

The Everyday Low APR Credit Card stands out as the top choice because it offers a competitive 12.9% APR, making it ideal for those who carry a balance. Additionally, cardholders can earn Clubcard points on their Tesco purchases, enhancing the value for frequent shoppers.

Pros:

  • Low ongoing APR
  • Collect Clubcard points

Cons:

  • No long 0% periods
  • Limited rewards outside Tesco
Apply now →

The Everyday Low APR Credit Card from Tesco Bank is well-suited for individuals who tend to carry a balance on their credit card, thanks to its competitive 12.9% APR and lack of an annual fee. Additionally, frequent Tesco shoppers may find added value in the ability to earn Clubcard points on their purchases, making this card a practical choice for those looking to manage interest costs while enjoying rewards.

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