Annual fee
£0
Rewards rate
1%-0.25%
Welcome Bonus
Focus on 0% interest periods rather than a direct welcome bonus.
Apply Now →on Tesco Bank's website
Regular APR:12.9% Variable APR
- 1%Clubcard points on spending in Tesco
- 0.25%Clubcard points on spending outside Tesco
Welcome Bonus:
Focus on 0% interest periods rather than a direct welcome bonus.
Reward Rate:
Collect Clubcard points on spending both in and out of Tesco.
APR:
12.9% Variable APR
What sets this card apart is its balance between low ongoing costs and valuable rewards, making it a good option for consistent Clubcard shoppers.
Pros:
- Low ongoing interest rate
- Collect Clubcard points
Cons:
- No 0% interest on purchases
- Higher ongoing APR than some competitors
The Tesco Bank Clubcard Credit Card Low APR Mastercard is well-suited for individuals who frequently shop at Tesco and prefer a low annual fee paired with modest rewards. Its appeal lies in its balance of low ongoing costs and the potential for rewards, making it a practical choice for those who value both savings and loyalty benefits.