NatWest Credit Card 2026 Review

Annual fee
£0
Rewards rate
1%-15%
Welcome Bonus
N/A
Apply Now →on NatWest's website
Regular APR:12.9% Variable APR

  • 1%Rewards on supermarket spending
  • 15%Rewards with partner offers

Welcome Bonus:

N/A

Reward Rate:

Earn 1% back in Rewards on supermarket spending and up to 15% in Rewards with partner offers.

APR:

12.9% Variable APR

The standout feature here is the flexible rewards structure that allows cardholders to earn significant rewards on supermarket spending, making it a valuable choice for regular shoppers.

Pros:

  • No foreign transaction fees
  • Flexible rewards structure

Cons:

  • Higher APR for some cards
  • Annual fees for premium options
Apply now →

The NatWest Credit Card is well-suited for individuals who frequently shop at supermarkets and are looking for a straightforward rewards program without an annual fee. Its flexible rewards structure can be particularly beneficial for regular grocery shoppers, although those seeking a welcome bonus or higher rewards on non-supermarket purchases may want to consider alternative options.

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