Annual fee
£290
Rewards rate
4%-3%
Welcome Bonus
40,000 reward points
Apply Now →on HSBC's website
Regular APR:100.2% Variable APR
- 4%Reward points for spending abroad
- 3%Reward points for spending in the UK
Welcome Bonus:
Receive 40,000 reward points when you spend £2,000 on your card in the first 90 days.
Reward Rate:
Earn 4 reward points for every £1 spent abroad and 3 points for every £1 spent in the UK.
APR:
100.2% Variable APR
The HSBC Premier World Elite Credit Card shines for its premium travel perks, including unlimited airport lounge access and a robust rewards structure that rewards international spending at a higher rate.
Pros:
- Exclusive travel benefits
- High rewards earning potential
Cons:
- High annual fee
- Requires HSBC Premier account
The HSBC Premier World Elite Credit Card is well-suited for frequent travelers and high spenders who can benefit from its extensive travel perks and high reward rates, particularly for international purchases. However, the significant annual fee may only justify its value for those who can maximize its benefits through regular use.