Funding Circle Cashback Card 2026 Review

Funding Circle Cashback Card4.2/5

Funding Circle

Annual fee
£0
Rewards rate
2%-1%
Welcome Bonus
2% cashback
Apply Now →on Funding Circle's website
Regular APR:34.9% Variable APR

  • 2%Cashback for the first 6 months
  • 1%Uncapped cashback after the first 6 months

Welcome Bonus:

2% cashback on all business spending for the first 6 months (up to £2,000). After that, earn 1% uncapped cashback.

Reward Rate:

2% cashback for the first 6 months, then 1% uncapped.

APR:

34.9% Variable APR

This card shines for its impressive 2% cashback on all business spending during the first six months, making it an attractive option for businesses looking to maximize their rewards early on.

Pros:

  • No annual fee
  • High introductory cashback rate

Cons:

  • Cashback capped at £2,000 for the first 6 months
  • Higher APR compared to some competitors
Apply now →

The Funding Circle Cashback Card is particularly suitable for small to medium-sized businesses that frequently incur expenses and can benefit from the initial 2% cashback on all business spending within the first six months. With no annual fee, this card offers a straightforward rewards structure that may appeal to those looking to enhance their cash flow without incurring extra costs.

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