Chase UK Cashback Credit Card 2026 Review

Annual fee
£0
Rewards rate
2%-0%
Welcome Bonus
Chase UK does not offer a traditional upfront sign-up or welcome bonus on its card products.
Apply Now →on Chase's website
Regular APR:24.9% Variable APR

  • 2%Cashback on eligible everyday spending

Welcome Bonus:

Chase UK does not offer a traditional upfront sign-up or welcome bonus on its card products.

Reward Rate:

The Chase UK rewards program offers 2% cashback on eligible everyday spending, capped at a maximum of £20 per month (£240 per year).

APR:

24.9% Variable APR

The Chase UK Cashback Credit Card earns the #1 spot due to its impressive 2% cashback on everyday spending, making it a standout option for those who want to maximize their rewards without incurring annual fees.

Pros:

  • No annual fee
  • High cashback rate

Cons:

  • Cashback capped at £20/month
  • Requires specific spending criteria
Apply now →

The Chase UK Cashback Credit Card offers a compelling option for individuals seeking to earn cashback on their everyday spending without the burden of an annual fee. With a straightforward 2% cashback rate, it is particularly suitable for those who prefer simplicity and value in their rewards program, though the absence of a welcome bonus may be a consideration for new applicants.

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