American Express Preferred Rewards Gold 2026 Review

Annual fee
£0
Rewards rate
3%-1%
Welcome Bonus
40,000-50,000 points
Apply Now →on American Express's website
Regular APR:30.3% Variable APR

  • 3%Points on Amex Travel
  • 2%Points on airline/foreign currency spending
  • 1%Points on other spending

Welcome Bonus:

Significant welcome bonus for new cardholders, often requiring £3,000-£5,000 spend.

Reward Rate:

Up to 3 points per £1 on Amex Travel, 2 points per £1 on airline/foreign currency spending, and 1 point on other spending.

APR:

30.3% Variable APR

This card shines for its strong travel and dining rewards, featuring accelerated points on everyday spending, travel, and international purchases, making it a top-tier choice for frequent travelers.

Pros:

  • Strong travel and dining rewards
  • 4 annual airport lounge passes

Cons:

  • High annual fee after the first year
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The American Express Preferred Rewards Gold card is particularly well-suited for frequent travelers and dining enthusiasts who can take advantage of its generous rewards structure and welcome bonus. With no annual fee, it offers an attractive option for those looking to maximize points on everyday purchases while enjoying additional benefits related to travel.

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