Tims® Secured Mastercard
Tims Financial
- 12%Points at Tim Hortons®
- 2%Points on groceries, gas, and transit
The Tims® Secured Mastercard welcome bonus includes a $20 Tim Hortons digital gift card after you make your first purchase within 30 days of account activation.
Earn up to 12 points per $1 at Tim Hortons® and 2 points per $1 on groceries, gas, and transit.
The Tims® Secured Mastercard shines for its unique rewards structure, allowing cardholders to earn points at Tim Hortons. However, with the program's impending discontinuation, users should consider transitioning to alternative options.
Pros:
- No annual fee
- Earns rewards at Tim Hortons
Cons:
- Program is being discontinued
- Requires a security deposit
The Tims® Secured Mastercard is a practical choice for individuals looking to build or rebuild their credit while enjoying rewards at Tim Hortons, particularly given its $0 annual fee. However, with the rewards program set to be discontinued, potential cardholders should evaluate their long-term needs and consider other options for sustained benefits.