Scotia Momentum No-Fee Visa Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Scotia Momentum No-Fee Visa Card4.6/5

Scotiabank

Annual fee
CA$0
Rewards rate
2%-1%
Welcome Bonus
N/A
Apply Now →on Scotiabank's website

  • 2%Cash back on groceries and recurring bills
  • 1%Cash back on all other purchases

Welcome Bonus:

N/A

Reward Rate:

Earn 2% cash back on groceries and recurring bills, and 1% on all other purchases.

What sets the Scotia Momentum No-Fee Visa Card apart is its straightforward cash back structure, making it a solid choice for those who want to earn rewards without the burden of an annual fee.

Pros:

  • No annual fee
  • Good cash back on essential spending

Cons:

  • Lower rewards on non-grocery purchases
  • Limited welcome bonus
Apply now →

The Scotia Momentum No-Fee Visa Card is well-suited for individuals seeking a straightforward cash back option without the obligation of an annual fee, particularly those who prefer a simple rewards structure. Its competitive reward rates make it an appealing choice for everyday spending, though it may not be ideal for those looking for extensive bonus categories or a substantial welcome offer.

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