- 4%Cash back on groceries and recurring bills (up to $25,000 spent annually)
- 2%Cash back on gas and transit
- 1%Cash back on all other purchases
Earn 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
Earn high cash back rewards on everyday spending categories like groceries, bills, gas, and transit.
The Scotia Momentum® Visa Infinite + Card earns the #1 spot due to its exceptional cash back rewards structure, particularly for groceries and recurring bills, making it ideal for everyday expenses.
Pros:
- High cash back on everyday spending
- No annual fee in the first year
Cons:
- Annual fee after the first year
- Limited to specific categories for high rewards
The Scotiabank Momentum® Visa Infinite +* Card is well-suited for individuals who frequently spend on groceries and recurring bills, thanks to its competitive cash back rewards structure. With no annual fee and a generous welcome bonus, this card may appeal to those looking to maximize their everyday spending while enjoying additional benefits associated with the Visa Infinite program.