Scotiabank Gold American Express 2026 Review

Annual fee
CA$120
Rewards rate
6%-1%
Welcome Bonus
CA$850
Apply Now →on Scotiabank's website

  • 6%Scene+ points on groceries
  • 5%Scene+ points on dining and entertainment
  • 3%Scene+ points on streaming services
  • 1%Scene+ points on all other purchases

Welcome Bonus:

Earn up to 45,000 bonus Scene+ points as a welcome bonus, achievable by spending CA$2,000 in the first three months.

Reward Rate:

Earn 6 Scene+ points per $1 spent at Sobeys, Safeway, FreshCo and more.

What sets this card apart is its exceptional rewards rate on groceries and dining, making it a top choice for those who frequently spend in these categories.

Pros:

  • High rewards on groceries and dining
  • No foreign transaction fees

Cons:

  • Annual fee applies
  • Spending requirement for bonus points
Apply now →

The Scotiabank Gold American Express card is particularly suitable for individuals who regularly spend on groceries and dining, given its high rewards rate in these categories. With a significant welcome bonus and an annual fee of CA$120, it may appeal to those looking to maximize their rewards while managing their expenses effectively.

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