PC Mastercard 2026 Review

PC Mastercard4.0/5

PC Financial

Annual fee
CA$0
Rewards rate
2.5%-1%
Welcome Bonus
50,000 PC Optimum points
Apply Now →on PC Financial's website

  • 2.5%Points at Shoppers Drug Mart
  • 1%Points on all other purchases

Welcome Bonus:

Earn 50,000 bonus PC Optimum points when you spend $100 or more at participating stores within 60 days of account approval.

Reward Rate:

Earn 2.5% back in points at Shoppers Drug Mart and 1% back in points when you shop elsewhere.

This card is particularly appealing for those who frequently shop at Shoppers Drug Mart, as it offers a generous rewards rate that can lead to significant savings on groceries and essentials.

Pros:

  • No annual fee
  • High rewards at Shoppers Drug Mart

Cons:

  • High interest rates
  • Limited redemption options outside of PC Optimum
Apply now →

The PC Mastercard is well-suited for consumers who regularly shop at Shoppers Drug Mart and seek to maximize their rewards on grocery and essential purchases. With no annual fee and a substantial welcome bonus, it offers a compelling option for those looking to enhance their shopping experience through loyalty rewards.

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