PC Mastercard 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

PC Mastercard4.0/5

PC Financial

Annual fee
CA$0
Rewards rate
2.5%-1%
Welcome Bonus
CA$50,000
Apply Now →on PC Financial's website

  • 2.5%Points at Shoppers Drug Mart
  • 1%Points on all other purchases

Welcome Bonus:

Earn 50,000 PC Optimum points when you spend CA$100 or more at participating stores within 60 days of account approval.

Reward Rate:

Earn 2.5% back in points at Shoppers Drug Mart and 1% back in points on all other purchases.

This card excels in rewarding purchases made at Shoppers Drug Mart, making it a top choice for frequent shoppers at this retailer. With no annual fee and a generous welcome bonus, it offers significant value for those who regularly shop for groceries and essentials.

Pros:

  • No annual fee
  • High rewards at Shoppers Drug Mart

Cons:

  • High interest rates
  • Limited to specific retailers for higher rewards
Apply now →

The PC Mastercard is well-suited for individuals who frequently shop at Shoppers Drug Mart and are looking to maximize their rewards on grocery and essential purchases without incurring an annual fee. Its competitive reward rate and welcome bonus make it a practical option for regular shoppers in the PC Financial ecosystem.

Frequently Asked Questions

Related Guides