PC Financial World Elite Mastercard 2026 Review

Annual fee
CA$0
Rewards rate
30%-10%
Welcome Bonus
50,000 PC Optimum points
Apply Now →on PC Financial's website

  • 30%Points at Loblaw banner stores and Esso/Mobil gas
  • 10%Points on other purchases

Welcome Bonus:

Earn a one-time welcome bonus of 50,000 PC Optimum points when you spend $100 or more in total qualifying purchases within 60 days of account approval.

Reward Rate:

Earn 30 points per $1 spent at Loblaw banner stores and Esso/Mobil gas.

What sets the PC Financial World Elite Mastercard apart is its impressive earning potential, allowing cardholders to accumulate points quickly at popular grocery and gas stations. With no annual fee and a substantial welcome bonus, it offers significant value for those who frequently shop at these locations.

Pros:

  • No annual fee
  • High earn rate at grocery stores

Cons:

  • Income requirement of $80,000 personal or $150,000 household
  • Limited to PC Optimum points
Apply now →

The PC Financial World Elite Mastercard is well-suited for consumers who regularly shop at grocery stores and gas stations, as it offers a high rewards rate and a notable welcome bonus without any annual fee. This card is particularly beneficial for those who prioritize earning points through everyday purchases, making it a practical choice for frequent shoppers in these categories.

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