- 4Points per $1 on eligible purchases for the first 90 days
- 2Points per $1 thereafter
Earn up to 10,000 bonus points (worth approximately CA$100 in travel or CA$50 in cash back).
Earn 4 points per $1 on eligible restaurant, grocery, digital media, membership, and household utility purchases for the first 90 days, then 2 points per $1 thereafter.
The MBNA Rewards Platinum Plus Mastercard shines for its high earning potential, offering 4 points per dollar on various categories for the first 90 days. This card is perfect for those who want to maximize their rewards on everyday purchases without an annual fee.
Pros:
- No annual fee
- Flexible rewards program
Cons:
- Points expire after a certain period
- Higher rewards limited to initial spending period
The MBNA Rewards Platinum Plus Mastercard is well-suited for individuals seeking a no-annual-fee credit card that offers a strong rewards program, particularly for those who can capitalize on the elevated earning rate during the initial months. With its combination of a welcome bonus and competitive rewards structure, it may appeal to consumers who frequently spend in the specified categories and prioritize maximizing their reward potential.