Amex Cobalt Card 2026 Review

Amex Cobalt Card4.0/5

American Express

Annual fee
CA$191.88
Rewards rate
5%-3%
Welcome Bonus
15,000 points
Apply Now →on American Express's website

  • 5%Membership Rewards points on eligible eats & drinks
  • 3%Membership Rewards points on eligible streaming subscriptions

Welcome Bonus:

Earn up to 15,000 Membership Rewards points during your first year.

Reward Rate:

Earn 5 points for every $1 on eligible eats & drinks including eligible restaurants, bars, cafes, grocery stores, and food delivery in Canada.

The American Express Cobalt Card is the best option for those who frequently dine out or order food, as it offers exceptional rewards on these categories, making it a top-rated choice among rewards cards.

Pros:

  • High rewards on dining and groceries
  • Flexible point redemption options

Cons:

  • High annual fee
  • Monthly fee structure
Apply now →

The Amex Cobalt Card is best suited for individuals who regularly spend on dining and food delivery, as it offers high rewards rates in these categories. With a moderate annual fee and a substantial welcome bonus, this card can be a valuable tool for maximizing rewards for those who prioritize food-related expenses.

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